First of all you need to plan your budget in detail. We have introduced a mechanism that helps you to check the amount of money you can borrow in our application form. Analysing your total monthly expenditure you demonstrate your maximum montly mortgage repayment potential.
It could be tempting to borrow as much as possible, but you have to take into account future events such as illness, redundancy or higher interest rates. Considering that, it would be a good idea to include unforeseen events in your estimated budget.