Permanent TSB is the retail banking division of Irish Life & Permanent plc. Irish Life & Permanent plc was formed by the merger of Irish Permanent plc and Irish Life plc in April 1999. This merger brought together the combined strengths of Ireland's bigger home loans provider and the country's largest insurance company.
The strategic focus of the group is the personal financial services market in Ireland. This sector is experiencing rapid growth driven by a very strong economy and favourable demographics. The principal products of the group are life and pensions, savings, investments, residential mortgages and auto finance. The group operates a multi-channel distribution strategy across this product range through its branch network, direct sales force, agencies, independent intermediaries and direct access via telephone and internet.
Over the past two years the successfully merged business has developed in to a world class bancassurance operation with numerous successful initiatives leading to impressive financial performance by the Group.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
ONEPLAN VARIABLE
|
3.19
%
|
3.20
% |
5.640
|
|
VARIABLE MATURITY PRODUCT <80%
|
3.55
%
|
3.60
% |
5.830
|
|
VARIABLE MATURITY PRODUCT >80%
|
3.65
%
|
3.70
% |
5.880
|
|
1YR DISC VARIABLE <80%
|
3.50
%
|
3.60
% |
5.800
|
|
1YR DISC VARIABLE >80%
|
3.60
%
|
3.70
% |
5.850
|
|
2YR FIX EX
|
5.25
%
|
4.10
% |
6.740
|
|
2YR FIX NEW
|
3.10
%
|
3.60
% |
5.600
|
|
5YR FIX EX
|
5.75
%
|
4.80
% |
7.020
|
|
5YR FIX NEW
|
3.70
%
|
3.70
% |
5.900
|
|
7YR FIX EX
|
6.10
%
|
5.30
% |
7.220
|
|
7YR FIX NEW
|
4.50
%
|
4.30
% |
6.330
|
|
10YR FIX EX
|
6.10
%
|
5.80
% |
7.220
|
|
10YR FIX NEW
|
4.50
%
|
4.40
% |
6.330
|
All figures are based on a 20-year loan term. Information prepared in association with Bankhawk.com.
Read more about other lenders: AIB Mortgages | IIB Homeloans | Bank of Ireland Mortgages | First Active Mortgages | Permanent TSB Mortgages | EBS Building Society Mortgages | Irish Nationwide Building Society Mortgages | Bank of Scotland Mortgages | ICS Building Society Mortgages | Halifax | National Irish Bank | Ulster Bank