Founded in 1836, Ulster Bank became a wholly owned subsidiary of NatWest in 1917. NatWest Group was the subject of a successful take-over bid by The Royal Bank of Scotland (RBS) in March 2000. Ulster Bank Group is now a wholly owned subsidiary of the enlarged RBS group (one of the world's largest banking groups). In January 2004 First Active, a leading mortgage provider, was acquired by Ulster Bank Group.
The combination of Ulster Bank and First Active created a highly effective challenger to the larger competitors in the Irish financial market. First Active's strength in mortgages savings and investment products complement Ulster Bank's broader range of private and business banking products.
Mortgage Type |
Rate |
APR |
Cost per €1000 |
|---|---|---|---|
|
FLEXIBLE VARIABLE RATE<80% LTV
|
3.85
%
|
3.90
% |
5.980
|
|
FLEXIBLE VARIABLE RATE >80% LTV
|
3.95
%
|
4.00
% |
6.030
|
|
FLEXIBLE VARIABLE RATE WITH UFIRST DISCOUNT < 80% LTV
|
3.65
%
|
3.70
% |
5.880
|
|
FLEXIBLE VARIABLE RATE WITH UFIRST DISCOUNT > 80% LTV
|
3.75
%
|
3.80
% |
5.930
|
|
SECURE STEP 5YR FIXED 31/12/14
|
3.95
%
|
4.00
% |
6.030
|
|
SECURE STEP FLEXIBLE VARIABLE < 95% LTV
|
2.95
%
|
3.00
% |
5.520
|
|
2YR FIXED 31/12/11
|
4.20
%
|
4.00
% |
6.170
|
|
3YR FIXED 31/12/12
|
4.30
%
|
4.10
% |
6.220
|
|
5YR FIXED 31/12/14
|
4.95
%
|
4.50
% |
6.570
|
All figures are based on a 20-year loan term. Information prepared in association with Bankhawk.com.
Read more about other lenders: AIB Mortgages | IIB Homeloans | Bank of Ireland Mortgages | First Active Mortgages | Permanent TSB Mortgages | EBS Building Society Mortgages | Irish Nationwide Building Society Mortgages | Bank of Scotland Mortgages | ICS Building Society Mortgages | Halifax | National Irish Bank | Ulster Bank