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Mortgage Guide

Featured Lender : Ulster Bank

Ulster Bank LogoFounded in 1836, Ulster Bank became a wholly owned subsidiary of NatWest in 1917. NatWest Group was the subject of a successful take-over bid by The Royal Bank of Scotland (RBS) in March 2000. Ulster Bank Group is now a wholly owned subsidiary of the enlarged RBS group (one of the world's largest banking groups). In January 2004 First Active, a leading mortgage provider, was acquired by Ulster Bank Group.

Ulster Bank & First Active

The combination of Ulster Bank and First Active created a highly effective challenger to the larger competitors in the Irish financial market. First Active's strength in mortgages savings and investment products complement Ulster Bank's broader range of private and business banking products.

Ulster Bank Interest Rates

Mortgage Type
Rate
APR
Cost per €1000
FLEXIBLE VARIABLE RATE<80% LTV
3.85 %
3.90 %
5.980
FLEXIBLE VARIABLE RATE >80% LTV
3.95 %
4.00 %
6.030
FLEXIBLE VARIABLE RATE WITH UFIRST DISCOUNT < 80% LTV
3.65 %
3.70 %
5.880
FLEXIBLE VARIABLE RATE WITH UFIRST DISCOUNT > 80% LTV
3.75 %
3.80 %
5.930
SECURE STEP 5YR FIXED 31/12/14
3.95 %
4.00 %
6.030
SECURE STEP FLEXIBLE VARIABLE < 95% LTV
2.95 %
3.00 %
5.520
2YR FIXED 31/12/11
4.20 %
4.00 %
6.170
3YR FIXED 31/12/12
4.30 %
4.10 %
6.220
5YR FIXED 31/12/14
4.95 %
4.50 %
6.570

All figures are based on a 20-year loan term. Information prepared in association with Bankhawk.com.

Ulster Bank Links